Evaluation Scotland Wales

We want to ensure that every penny spent on improving money management support makes a real difference

What Works Programme

Many millions of people in the UK find it difficult to manage their money and people are face hard financial choices. Most of us could and would make better decisions given the right support. We believe that the right financial capability support can have a positive impact on people’s lives, and we want to make sure that every penny spent on it makes a real difference.

We want to know what works, for who, in what context and why.

The What Works Programme will build and strengthen much-needed evidence of what works by:

  • Developing and testing a range of new, innovative solutions
  • Evaluating financial capability interventions through working in partnership with others
  • Exploring and developing best practice among the people that deliver financial capability support.

Latest News

  • Thursday 10 January 2019

    Single Financial Guidance Body responds to pensions cold-calling ban

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  • Tuesday 1 January 2019

    New Single Financial Guidance Body (SFGB) gets down to work

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  • Thursday 15 November 2018

    Press release: Monzo, the Money Advice Service and the Behavioural Insights Team partner to use behavioural science to help people manage their money better

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The What Works Programme

The What Works Fund

Building evidence of what works by evaluating financial capability interventions. The What Works Fund has awarded grants to 65 projects totalling nearly £12 million.

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The Financial Capability Lab

Testing new, behaviourally informed ideas to solve some of the most important money challenges.

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Learning from the fund

Share and access evidence and good practice from across the fund.

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The Financial Capability Strategy for the UK

This Strategy aims to improve financial capability across the UK. That means improving people’s ability to manage money well, both day to day and through significant life events, and their ability to handle periods of financial difficulty.

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Life stages across the UK