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The UK Strategy for Financial Wellbeing is taking forward the work of the Financial Capability Strategy Opens in a new window

Over 20 million of us can’t manage our money. 11.5 million have less than £100 in savings, and nearly nine million of us are in serious debt.

Financial capability - who is it for?

This website is for employers, charities, financial services, researchers, schools, local authorities and anyone looking to help people manage money. The Money and Pensions Service is the anchor organisation for the Financial Capability Strategy for the UK. Set up by government, we work in partnership with organisations to help everyone make the most of their money and pensions.

UK Strategy for Financial Wellbeing

The UK Strategy for Financial Wellbeing is taking forward the work of the Financial Capability Strategy. Find out more on the Money and Pensions Service website.

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Financial capability in action

How well do UK adults manage money?

5,974 people took part in The 2018 Financial Capability Survey to create a nationally representative picture of how we manage money - both day-to-day and through significant life events.

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Talk Money, Talk Pensions Week

Each November we encourage the UK to start a conversation about money. Find out more about how you can join the conversation and keep it going all year round.

Join the conversation

What works: approaches that build financial capability

We bring together the findings from 65 projects to share what works when delivering financial capability interventions for children and young people through to people in retirement.

Download report

The Strategy across the UK

As well as the UK Strategy, there are strategies for Northern Ireland, Scotland and Wales.

Life stages across the UK

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