Evaluation Scotland Wales

Over 20 million of us can’t manage our money. 11.5 million have less than £100 in savings, and nearly nine million of us are in serious debt.

Financial capability - who is it for?

This website is for employers, charities, financial services, researchers, schools, local authorities and anyone looking to help people manage money. The Money and Pensions Service is the anchor organisation for the Financial Capability Strategy for the UK. Set up by government, we work in partnership with organisations to help everyone make the most of their money and pensions.

Talk Money Week

Talk Money Week (the new name for FinCap Week) is the annual celebration of the work thousands of organisations are doing to improve money management across the UK. Learn more about the highlights from 2018, and how you can continue the conversation year round.

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Financial capability in action

How well do UK adults manage money?

5,974 people took part in The 2018 Financial Capability Survey to create a nationally representative picture of how we manage money - both day-to-day and through significant life events.

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Listening phase: help shape our strategy

The Money and Pensions Service has launched a series of listening events across the UK - an opportunity to feed in your aspirations and ambitions as we start to develop our National Strategy and three-year corporate plan.

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Results from What Works funded projects

Findings in your hands: find out what works in financial capability interventions, from children and young people to people in retirement.

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The Strategy across the UK

As well as the UK Strategy, there are strategies for Northern Ireland, Scotland and Wales.

Life stages across the UK

Latest News

  • Monday 10 June 2019

    Event on 3 July: Helping children and young people learn about money

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  • Wednesday 10 April 2019

    Your views needed: A money guidance practitioner framework

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  • Tuesday 26 March 2019

    Listening events: share your views with The Money and Pensions Service

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