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Four in ten of us can’t manage our money. 16 million working age people have less than £300 in savings, and eight million of us are in serious debt.

Financial capability - who is it for?

This website is for employers, charities, financial services companies, researchers, schools, local authorities, parents and anyone looking to help people manage their money. The Money Advice Service is the anchor organisation for the Financial Capability Strategy for the UK. We are an independent service, set up by government. We work in partnership with other organisations to help people make the most of their money.

Talk Money Week: 12-18 November 2018

Talk Money Week (the new name for FinCap Week) is the annual celebration of the work thousands of organisations are doing to improve money management across the UK. Find out more about activities around the country, and how you can continue the conversation.

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Financial capability in action

Call for funding: understanding the relationship between financial capability and debt advice

We are now giving debt advice providers the opportunity to apply for a grant of up to £20,000. Apply by 5pm, 22 November 2018.

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Calls to Action: setting a new vision for financial capability

Five new Calls to Action have been announced as part of The Financial Capability Strategy’s ambitious vision of how, together, we could move effectively towards a more financially capable nation.

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Results from What Works funded projects

Findings in your hands: find out what works in financial capability interventions, from children and young people to people in retirement.

Download the summary report

The Strategy across the UK

As well as the UK Strategy, there are strategies for Northern Ireland, Scotland and Wales.

Life stages across the UK

Latest News

  • Thursday 15 November 2018

    Press release: Monzo, the Money Advice Service and the Behavioural Insights Team partner to use behavioural science to help people manage their money better

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  • Wednesday 14 November 2018

    Press release: Financial Capability Strategy Board calls on stakeholders to rally around key Calls to Action for addressing financial capability in the UK

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  • Thursday 1 November 2018

    12 November: Improving the financial skills of young Londoners

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