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Four in ten of us can’t manage our money. 16 million working age people have less than £300 in savings, and eight million of us are in serious debt.

Financial capability - who is it for?

This website is for employers, charities, financial services companies, researchers, schools, local authorities and anyone looking to help people manage their money. The Money Advice Service is the anchor organisation for the Financial Capability Strategy for the UK. We are an independent service, set up by government. We work in partnership with other organisations to help people make the most of their money.

Talk Money Week

Talk Money Week (the new name for FinCap Week) is the annual celebration of the work thousands of organisations are doing to improve money management across the UK. Learn more about the highlights from 2018, and how you can continue the conversation year round.

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Financial capability in action

Supportive Council Tax recovery guidance for local authorities

Council Tax debt is now the most common reason that people seek debt advice. The Money Advice Service has published guidance for supportive Council Tax recovery, including good practice and case studies.

Learn more and download guide

Calls to Action: setting a new vision for financial capability

Five new Calls to Action have been announced as part of The Financial Capability Strategy’s ambitious vision of how, together, we could move effectively towards a more financially capable nation.

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Results from What Works funded projects

Findings in your hands: find out what works in financial capability interventions, from children and young people to people in retirement.

Download the summary report

The Strategy across the UK

As well as the UK Strategy, there are strategies for Northern Ireland, Scotland and Wales.

Life stages across the UK

Latest News

  • Monday 11 February 2019

    The Money Advice Service publish guidance for customers with persistent credit card debt

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  • Thursday 10 January 2019

    Single Financial Guidance Body responds to pensions cold-calling ban

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  • Tuesday 8 January 2019

    Boost your school's financial education offer at The Education Show

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