Evaluation Scotland Wales

Money Advice Service research shows that around two fifths of Scottish adults aren’t confident managing their money


In Scotland we are working together across sectors to:

  • increase the number of people taking up basic money advice products and ensure the needs of vulnerable groups are met
  • help people develop their knowledge and prepare young people for financial challenges in adult life
  • increase the proportion of people with problem debt seeking help and provide better support for affordable credit
  • increase the number of people with a savings buffer and improve retirement planning.

Scotland Strategy

The Scotland Strategy and its action plans were developed in consultation with a wide number of stakeholders across Scotland including the Scottish Government, local government, public bodies, the advice sector, housing associations, third sector organisations and financial services providers. It sets out how the Money Advice Service will work with the sector to improve financial capability.

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Scotland forum

Latest News

  • Thursday 10 January 2019

    Single Financial Guidance Body responds to pensions cold-calling ban

    Read more
  • Tuesday 1 January 2019

    New Single Financial Guidance Body (SFGB) gets down to work

    Read more
  • Wednesday 28 November 2018

    Financial education in Scotland: current and future

    Read more

The Strategy across the UK

As well as the UK Strategy, there are strategies for Northern Ireland, Scotland and Wales.

Financial capability in action

SaveStudySpend - Young Scot

Young Scot found that those transitioning to further and higher education often lacked understanding and awareness of the financial support available to them.

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Calls to Action: setting a new vision for financial capability

Five new Calls to Action have been announced as part of The Financial Capability Strategy’s ambitious vision of how, together, we could move effectively towards a more financially capable nation.

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Money Matters project report

Age Scotland’s Money Matters project aimed to support people in retirement to plan for the future. Money Matters workshops were delivered benefit entitlements, care costs, Power of Attorney, wills and funerals, and managing change.

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