Managing My Money for the Just About Managing
Open University & Coventry University designed and tested (using multiple controlled field trials) a short, behaviourally-informed financial education tool aimed at improving the day-to-day budgeting, spending, and saving behaviour of people who are Just About Managing.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Financial Education
Country/Countries: England
Year of publication: 2019
Get Set: family financial wellbeing programme
Get Set is a financial capability programme funded by the Money Advice Service. It is aimed at parents of children aged 7-11. The course was delivered via four group sessions, three personal one to one sessions and a follow up session. In addition, online resources were available on a dedicated website as well as a social networking platform.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Budgeting and Keeping Track, Financial Education
Country/Countries: England
Year of publication: 2019
CashWise is a workplace financial education programme designed to improve fincap outcomes for low-income employees in east London. Face-to-face group workshops were delivered by ELBA to over 100 participants.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2019
Financial capability and debt advice
MAS review exploring existing evidence on the integration of debt advice and financial capability, including stakeholder interviews and a call for evidence to providers.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2018
The Money House: final evaluation report
An evaluation of workshops for young people aged 16-25, designed to build financial capability and support the transition to independent living.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Pensions and Retirement Planning, Insurance and Protection, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
Children and young people financial capability deep dive: parenting
A study assessing to what extent parent’s behaviour and attitudes towards money affects their children’s financial capability.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2018
Evaluation of DWP Financial Inclusion Champions Initiative.
Evaluation of the Financial Inclusion Champions Initiative. The initiative was designed to reduce financial exclusion through local delivery partnerships.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2011
Improving the financial literacy of European consumers
A review of European literature exploring definitions of financial literacy. The review also reflects on European legislation promoting financial literacy among consumers.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: EU Countries
Year of publication: 2015
Final Evaluation of the YouthStart program
Evaluation of a financial inclusion programme for young people in eight Sub-Saharan African countries. Financial services providers received grants and training, to provide savings advice and financial education for young people.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Financial Education
Country/Countries: Burkina Faso, Democratic Republic of Congo, Ethiopia, Malawi, Rwanda, Senegal, Togo and Uganda
Year of publication: 2015
Gender differences in financial education: evidence from primary school
An evaluation of whether a programme of financial education on savings, aimed at children aged 8 and 9, is effective, and to what extent.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Financial Education
Country/Countries: Italy
Year of publication: 2017
Lifesavers Evaluation: Final Report
An evaluation of a financial education and financial capability programme for 14-18 year olds delivered by MyPath in the United States.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Budgeting and Keeping Track, Financial Education
Country/Countries: England
Year of publication: 2018
The ABC's of financial education: experimental evidence on attitudes, behavior, and cognitive biases
Randomised control trial, by the World Bank, testing the impact of Financial Education on working age adults in urban India
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection, Financial Capability
Country/Countries: India
Year of publication: 2015
Increasing youth financial capability: Evaluation of MyPath
An evaluation of a financial education and financial capability programme for 14-18 year olds delivered by MyPath in the United States.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Budgeting and Keeping Track, Financial Education
Country/Countries: United States
Year of publication: 2015
Income Roulette: A study of UK financial resilience
This 2017 report by LV= examines which groups are most at risk from a sudden loss of income, and suggests areas for action in strengthening the financial resilience of UK households.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt, Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2017
Digital and economic inclusion: how internet adoption impacts banking status
Financial technology is promised as a means of financial inclusion for the un(der)banked. This study reviews available data to show that lack of digital knowledge impedes take-up of financial services.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt
Country/Countries: United States
Year of publication: 2017
Digitalisation and finance: Financial Markets, Insurance and Pensions
This series of articles presents a framework to help financial regulators understand the developments in financial markets that are being driven by digital technologies and innovation.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt
Country/Countries: OECD Countries
Year of publication: 2018
OECD/INFE Policy Framework for Investor Education
This paper focuses on investor education as an important component of increasing awareness of financial institutions and markets, encouraging participation and fruitful investment strategies, and ultimately improving financial wellbeing.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Financial Education
Country/Countries: OECD countries
Year of publication: 2017
Men, money advice and the road to financial health
This 2011 report from Loughborough University aims to further our understanding of the relationship between men and debt, using interviews with men aged between 25 and 63.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track
Country/Countries: England
Year of publication: 2011
Managing finances in later life
Qualitative study by Loughborough University exploring what helps or hinders older people manage their finances; using interviews with older people aged 65-84.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Budgeting and Keeping Track
Country/Countries: England
Year of publication: 2010
The path towards smarter, more targeted and more effective financial literacy
This report summarises evidence presented at a financial literacy symposium
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Budgeting and Keeping Track, Financial Capability
Country/Countries: Canada
Year of publication: 2017
