Financial Lives January 2023: rising cost of living
An interim report, based on some additional survey data focusing on the cost of living, published in advance of the main Financial Conduct Authority ‘Financial Lives’ survey report
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Budgeting and Keeping Track
Country/Countries: United Kingdom
Year of publication: 2023
Levelling the playing field: building inclusive access to financial services
A study using qualitative research labs, a quantitative survey and analysis of existing survey research to explore access to financial services for people from minority ethnic groups
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: United Kingdom
Year of publication: 2023
Engaging with pensions at timely moments
Focus group research exploring people’s attitudes and behaviour around pensions, saving and retirement planning, within the context of the life course.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2024
Precautionary tales: Tackling the problem of low saving UK
A review of existing literature and research plus analysis of research statistics to look at the problem of low saving, including pension saving in UK households
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2024
A review and analysis of existing data and qualitative stakeholder interviews to explore financial resilience and make recommendations on how to improve this on a policy-wide level
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2023
Understanding of FSCS protection
Research by the Financial Services Compensation Scheme (FSCS) to understand how much consumers know about the protection the scheme offers and which financial products and institutions it covers.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education
Country/Countries: United Kingdom
Year of publication: 2022
A projection from 2019/20 household income data based on a DWP survey, through to 2026/7 showing what economic forecasts will mean for disposable incomes, poverty and inequality.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track
Country/Countries: United Kingdom
Year of publication: 2022
Low earners and workplace pension saving – a qualitative study
In-depth interviews with a range of low earners including those who do and don’t save into an EA pension to understand attitudes, opinions and behaviours towards workplace pensions
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2023
Just Coping: A new perspective on low-income families
A literature review followed by ethnographic research and stakeholder shadowing to explore issues faced by low-income families
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics:
Country/Countries: United Kingdom
Year of publication: 2023
An overview of the results of the annual large-scale CIPD survey exploring health, wellbeing, and absence in UK workplace, including promotion of financial wellbeing.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2023
The gender pensions gap in private pensions
An analysis by the DWP of existing data on private pensions in the UK which sets out to define the gender pension gap and estimate the size of the inequality between male and female pension provision
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: England, Scotland, Wales
Year of publication: 2023
From Drained and Desperate to Affluent and Apathetic
A survey and segmentation of UK consumers looking at impact of and responses to the increased cost of living, conducted by consumer organisation Which?
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2023
Personalised Guidance - Helping You Take Better Decisions
A qualitative exploration followed by a quantitative experiment using a randomised controlled trial to understand the impact of personalised guidance on decision making about pensions
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2023
Through the lens: ethnicity, money and mental health
A survey, analysis of existing data and literature review, by Money and Mental Health, focusing on the intersectionality of ethnicity and mental health and the impact on financial outcomes
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: United Kingdom
Year of publication: 2023
Buy Now, Pay Later: Implications for Financial Health
Research into buy now, pay later (BNPL) services conducted with a nationally representative sample of US households as part of a wider survey on use of financial products.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United States
Year of publication: 2022
HL Savings & Resilience Barometer January 2024
Analysis of existing datasets plus macroeconomic data and forecasts to create a holistic measure of the financial resilience of British households
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Financial Capability
Country/Countries: England, Scotland, Wales
Year of publication: 2024
NEST: Employer pension contributions in the UK
The report examines the landscape of employer pension contributions in the UK, revealing the diversity in contribution levels and exploring potential models to enhance retirement income adequacy through employer and employee contributions
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2022
Attitudes towards the retirement of tomorrow
Research by the Financial Services Compensation Scheme (FSCS) into consumers’ attitudes, expectations and behaviours around pensions and retirement.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2023
Attitudes towards investing in cryptocurrencies
Research by the Financial Services Compensation Scheme (FSCS) into consumers’ awareness, understanding and attitudes towards cryptocurrencies.`
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Financial Capability
Country/Countries: United Kingdom
Year of publication: [email protected]
Impact of rising cost of living on finances and pensions
Research by the Financial Services Compensation Scheme (FSCS) to explore the impact of the cost-of-living crisis on people’s finances and in particular on their behaviour around pensions.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Budgeting and Keeping Track
Country/Countries: United Kingdom
Year of publication: 2023
