A mixed-methods study by the Social Market Foundation to understand ethnic differences in the use of financial products and services in the UK and the drivers of these differences
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Insurance and Protection, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2023
Encouraging customers to act at renewal
An evaluation to assess the potential for improved renewal notices to encourage consumers to switch or negotiate their policy at renewal.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2015
CashWise is a workplace financial education programme designed to improve fincap outcomes for low-income employees in east London. Face-to-face group workshops were delivered by ELBA to over 100 participants.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2019
Financial capability and debt advice
MAS review exploring existing evidence on the integration of debt advice and financial capability, including stakeholder interviews and a call for evidence to providers.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2018
The Money House: final evaluation report
An evaluation of workshops for young people aged 16-25, designed to build financial capability and support the transition to independent living.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Pensions and Retirement Planning, Insurance and Protection, Financial Education, Financial Capability
Country/Countries: England
Year of publication: 2018
Evaluation of DWP Financial Inclusion Champions Initiative.
Evaluation of the Financial Inclusion Champions Initiative. The initiative was designed to reduce financial exclusion through local delivery partnerships.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2011
Improving the financial literacy of European consumers
A review of European literature exploring definitions of financial literacy. The review also reflects on European legislation promoting financial literacy among consumers.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: EU Countries
Year of publication: 2015
The ABC's of financial education: experimental evidence on attitudes, behavior, and cognitive biases
Randomised control trial, by the World Bank, testing the impact of Financial Education on working age adults in urban India
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection, Financial Capability
Country/Countries: India
Year of publication: 2015
Income Roulette: A study of UK financial resilience
This 2017 report by LV= examines which groups are most at risk from a sudden loss of income, and suggests areas for action in strengthening the financial resilience of UK households.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Credit Use and Debt, Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2017
IT’s all about money – evaluation phase
Group and one-to-one sessions in community venues and via home visits, providing older people with digital and financial capability support.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: England
Year of publication: 2018
Age Concern Tyneside South Financial Capability WWF project
Financial and life planning support delivered by Age Concern Tyneside South to people in the borough aged 65 and over.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Insurance and Protection, Financial Capability
Country/Countries: England
Year of publication: 2018
Carers UK Thinking Ahead resource - What Works Fund
Development and piloting of an online resource by Carers UK, providing information, guidance and signposting for working age carers.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Capability, Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2018
Get £ F+IT - does increasing the digital skills of older people increase their financial capability?
Half-day digital inclusion sessions for older people, delivered by Cornwall Rural Community Charity (CRCC).
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Insurance and Protection
Country/Countries: England
Year of publication: 2018
Advising Communities' Money Well project
Financial Capability training and support for people with mental health needs and low well-being delivered by Advising Communities in South London.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Capability, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: England
Year of publication: 2018
Financial inclusion: Improving the financial health of the nation
Research by the Financial Inclusion Commission exploring financial inclusion since the Government Financial Inclusion Taskforce was wound up, involving a literature review and stakeholder interviews.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt, Saving, Financial Capability, Pensions and Retirement Planning, Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2015
The Money Charity’s 'money workshops for schools'
Five money workshops for students and pupils to improve financial knowledge, confidence and skills, delivered face-to-face in a classroom setting.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability, Financial Education, Credit Use and Debt, Saving, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: England, Wales and Northern Ireland
Year of publication: 2015
Financial wellness in the workplace
Paper presenting survey data on the extent, nature and benefits of financial wellness programmes in U.S companies or organisations.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Pensions and Retirement Planning, Credit Use and Debt, Financial Capability, Insurance and Protection
Country/Countries: USA
Year of publication: 2015
Evaluation of the New Zealand Sorted workplace pilot
A mixed methods evaluation of a New Zealand Sorted Workplace pilot.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning, Insurance and Protection, Budgeting and Keeping Track
Country/Countries: New Zealand
Year of publication: 2015
Sergeant review of simple financial products
The report and recommendations of a UK Government Steering Group on Simple Financial Products: those that are easy to understand and enable consumers to plan and manage their every-day finances.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Financial Capability, Insurance and Protection
Country/Countries: United Kingdom, England, Scotland, Northern Ireland and Wales
Year of publication: 2013
Social return on investment forecast of the Indigenous Money Mentor program
An assessment of the social impact of National Australia Bank’s mentor-based financial support programme for indigenous Australian communities, using a Social Return on Investment approach.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Pensions and Retirement Planning, Credit Use and Debt, Financial Education, Financial Capability, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: Australia
Year of publication: 2013
