Supporting credit union members towards greater financial wellbeing
This paper reports the results of an existing evaluation to recommend how credit unions can use financial education to improve the financial capability of their members
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2020
Improving financial wellbeing through the debt advice journey
An evaluation of interventions that seek to improve financial capability among clients experiencing problem debt.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: England
Year of publication: 2020
Weighing anchor on credit card debt
An evaluation to assess the impact of stopping customers selecting credit card repayments at the contractual minimum amount.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2018
An evaluation of the financial health check, that helps consumers review their spending and create achievable financial goals.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving
Country/Countries: United States
Year of publication: 2018
The success in nudging consumers to pay credit card debt
An evaluation to assess the impact of nudge interventions designed to increase credit card payments.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2018
Intentions, beliefs and actions to pay credit card debt
An evaluation to assess the impact of disclosure interventions designed to increase payments and improve behaviour regarding credit card debt.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2018
Testing retirement communications
An evaluation to assess the impact of interventions designed to increase individuals’ use of the free pensions guidance available to them and engagement with their pensions.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2018
Evidence on mandated disclosure from the savings market
An evaluation to inform future policy in the UK savings market, that tests the importance of disclosure design in protecting consumers and improving competition.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving
Country/Countries: United Kingdom
Year of publication: 2016
Encouraging customers to act at renewal
An evaluation to assess the potential for improved renewal notices to encourage consumers to switch or negotiate their policy at renewal.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Insurance and Protection
Country/Countries: United Kingdom
Year of publication: 2015
Stimulating interest: reminding savers to act
An evaluation with savings account customers to assess the impact of extra reminders and messages on switching behaviour.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving
Country/Countries: United Kingdom
Year of publication: 2015
An evaluation to assess the impact of the ‘Stronger Nudge’ interventions on the proportion of people who receive Pension Wise guidance before they access their pension savings.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2020
Evaluation of MyBnk Money Works
Money Works is a financial education programme delivered by MyBnk across England and Wales. It aims to improve young people’s knowledge and digital skills in relation to financial matters.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education
Country/Countries: England, Wales
Year of publication: 2018
FinancialChampions – Groundwork West Midlands
A community-led mentoring programme, with an aim of reducing social isolation among older people, while also increasing financial capability through the use of digital tools.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: England
Year of publication: 2018
MoneyLab New approaches to spending money
The MoneyLab model is a design-led project based on improving the financial skills of students. The project has provided students with a platform to tackle financial issues, drawing on their own experiences of money and how these experiences influence their sense of wellbeing.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: England
Year of publication: 2019
Get Set Family Financial Wellbeing Programme
An evaluation of the Get Set financial capability programme, which aimed to introduce people to new money management skills though a series of workshops.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving
Country/Countries: England
Year of publication: 2019
Money management and debt advice – external evaluation
An evaluation of the Money Management and Debt Advice programme, a project to enhance the financial capability of women in the Criminal Justice System or at risk of offending.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability
Country/Countries: England
Year of publication: 2019
Your Money Matters: An Evaluation
An evaluation of Young Money’s ‘Your Money Matters’ financial education textbook, that was aimed at 14-16 year olds, along with the accompanying teacher’s guide.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education
Country/Countries: England
Year of publication: 2020
Money coaching pilot – evaluation report
An evaluation to assess the outcomes of the Money Coaching pilot - a short project to test whether embedding financial capability coaching within existing debt advice would be effective.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Financial Capability
Country/Countries: England
Year of publication: 2020
Managing money for the ‘just about managing’
An evaluation to test whether a simple financial education tool can ‘nudge’ people to live within their means, building resilience and preventing them from falling into financial difficulties.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Budgeting and Keeping Track, Financial Education
Country/Countries: England
Year of publication: 2019
Pension Wise evaluation 2018/19: experiences and outcomes
An evaluation of the Pension Wise service, examining the experiences of clients using Pension Wise in 2018/19.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Pensions and Retirement Planning
Country/Countries: UK
Year of publication: 2020
