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The UK Strategy for Financial Wellbeing is taking forward the work of the Financial Capability Strategy Opens in a new window

Evidence Summaries

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51 documents found
  • Doorway to debt: Protecting consumers in the home credit market

    An analysis of Citizen’s Advice client data, and a modelling exercise to assess the impact of a total-cost cap on home credit loans.

    Evidence type: Insight i

    Topics: Credit Use and Debt

    Country/Countries: United Kingdom

    Year of publication: 2018

  • The wellbeing effects of debt and debt-related factors

    A literature review and data analysis of the relationship between debt and subjective wellbeing, using data from a longitudinal British survey on wealth and assets

    Evidence type: Insight i

    Topics: Credit Use and Debt

    Country/Countries: England, Scotland, Wales, United States

    Year of publication: 2020

  • Locating credit and debt within an anti-poverty strategy

    Evidence type: Review i

    Topics: Credit Use and Debt

    Country/Countries: United Kingdom

    Year of publication: 2015

  • Improving financial wellbeing through the debt advice journey

    An evaluation of interventions that seek to improve financial capability among clients experiencing problem debt.

    Evidence type: Evaluation i

    Topics: Credit Use and Debt

    Country/Countries: England

    Year of publication: 2020

  • Inequalities in the use and burden of consumer credit

    This 2020 report examines the inequalities in the use and burden of consumer credit in the UK.

    Evidence type: Insight i

    Topics: Credit Use and Debt

    Country/Countries: United Kingdom

    Year of publication: 2020

  • The Living Standards Audit 2020

    This 2020 report takes a look at the impact of the coronavirus pandemic and associated crises on the living standards of people in the UK.

    Evidence type: Insight i

    Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track

    Country/Countries: United Kingdom

    Year of publication: 2020

  • Money coaching pilot – evaluation report

    An evaluation to assess the outcomes of the Money Coaching pilot - a short project to test whether embedding financial capability coaching within existing debt advice would be effective.

    Evidence type: Evaluation i

    Topics: Credit Use and Debt, Financial Capability

    Country/Countries: England

    Year of publication: 2020

  • Borrowing behaviour: a systematic review

    This 2019 review from the Personal Finance Research Centre aimed to consolidate understanding of people’s borrowing behaviour and how it impacts on their financial wellbeing.

    Evidence type: Review i

    Topics: Credit Use and Debt

    Country/Countries: United Kingdom, United States

    Year of publication: 2019

  • Horizon Scanning For Remote Debt Advice

    This 2020 report aims to inform the commissioning of new remote debt advice services, and identify timescales for the delivery of these services.

    Evidence type: Insight i

    Topics: Financial Capability

    Country/Countries: United Kingdom, Northern Ireland

    Year of publication: 2020

  • Co Designing The Future Of Remote Debt Advice Services

    This 2020 report outlines what clients need at different stages of their remote debt advice journey and it makes recommendations for changes which would enable the sector to better meet these needs

    Evidence type: Insight i

    Topics: Financial Capability

    Country/Countries: England, Scotland, Wales.

    Year of publication: 2020

  • Financial Wellbeing: Using behavioural science to improve financial wellbeing in the UK

    This report summarises the evidence from behavioural science literature about financial wellbeing, alongside a review of other behaviour change interventions.

    Evidence type: Review i

    Topics: Financial Capability

    Country/Countries: UK

    Year of publication: 2020

  • Stuck In Debt: Why Do People Get Trapped In Problem Debt?

    This 2017 Citizens Advice report examines consumer borrowing and presents new analysis of long-term problem debt in Great Britain.

    Evidence type: Insight i

    Topics: Credit Use and Debt, Budgeting and Keeping Track

    Country/Countries: England, Scotland, Wales

    Year of publication: 2017

  • The Cost Of Financial Insecurity

    This 2018 Citizens Advice report provides a picture of financial insecurity in UK households, and how different groups of people try to manage that insecurity.

    Evidence type: Insight i

    Topics: Credit Use and Debt, Budgeting and Keeping Track

    Country/Countries: UK

    Year of publication: 2018

  • The Preventative Advice Gap

    This 2016 Citizens Advice report uses national polling data and in-depth interviews to assess the impact of the lack of preventative money advice.

    Evidence type: Insight i

    Topics: Financial Capability

    Country/Countries: UK

    Year of publication: 2016

  • The Referral Gap

    This 2016 Citizens Advice report uses survey data and qualitative research to set out how warm referrals between trusted sources of free and paid-for advice can help close the referral gap.

    Evidence type: Insight i

    Topics: Financial Capability

    Country/Countries: England, Scotland, Wales.

    Year of publication: 2016

  • Understanding Financial Resilience In A World Of Uncertainty

    This 2019 StepChange report looks at the financial resilience gap by examining what situations trigger people to enter a spiral of financial difficulties and problem debt.

    Evidence type: Insight i

    Topics: Financial Capability

    Country/Countries: England, Scotland, Wales

    Year of publication: 2019

  • What Works Fund Evidence Analysis By Life Stage

    A funding programme run by MAS to fill in the evidence base about interventions that make a measurable impact on financial capability.

    Evidence type: Insight i

    Topics: Financial Education, Financial Capability

    Country/Countries: UK

    Year of publication: 2018

  • Assessing Financial Capability And Well Being In Ireland

    National survey and analysis of financial capability and well-being in Ireland.

    Evidence type: Insight i

    Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Financial Education, Financial Capability

    Country/Countries: Ireland

    Year of publication: 2018

  • Borrowed years. A spotlight briefing on young people, credit and debt

    Survey of 18-24 year olds in the UK about their credit use, and recommendations on how to address problem debt among young people.

    Evidence type: Insight i

    Topics: Credit Use and Debt

    Country/Countries: United Kingdom

    Year of publication: 2016

  • Credit card market study: interim report

    A study assessing the behaviour of credit card companies and consumers, including problem debt and possible solutions.

    Evidence type: Insight i

    Topics: Credit Use and Debt

    Country/Countries: United Kingdom

    Year of publication: 2015