Consumer engagement: the role of policy through the lifecourse
This report explores the role that behavioural techniques play alongside other policy levers to help people achieve better long-term saving outcomes throughout the lifecourse.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2017
Journey from childhood skills to adult financial capability
Analysis of a cohort study of UK children born in 1970 to determine factors that influence adult financial capability.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2017
The Smith Family’s financial literacy programme
A financial education programme delivered by The Smith Family to Australian secondary school students living in disadvantaged areas.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education, Financial Capability
Country/Countries: Australia
Year of publication: 2016
Parental debt and children’s socioemotional well-being
This study explores associations between parental debt, home mortgage, student loan, automobile and other debts with children’s socioemotional well-being.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: USA
Year of publication: 2016
Does financial education impact financial behaviour and if so, when?
This meta-analysis of 115 financial education evaluations presents 6 key findings for improving the effectiveness of financial education in the future.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Financial Education, Financial Capability
Country/Countries: Multiple
Year of publication: 2016
Financial resilience in Australia 2015
Nationally representative survey, undertaken by the Centre for Social Impact and NAB, to understand levels of financial resilience in Australia.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: Australia
Year of publication: 2016
Building blocks to help youth achieve financial capability
Developing a skills-based developmental model of financial capability.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Financial Education, Financial Capability
Country/Countries: USA
Year of publication: 2016
Nationally representative annual survey by the London Institute of Banking & Finance into financial education for young people.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2016
Young adults' financial capability
Quantitative analysis of the MAS Financial Capability Survey (2015) supported by additional focus groups to explore young adults’ financial capability.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Capability
Country/Countries: United Kingdom
Year of publication: 2016
Report and evaluation of the FRANS financial literacy project
Group lessons delivered weekly to teenagers and adults with an intellectual disability in Sydney, Australia.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education, Budgeting and Keeping Track
Country/Countries: Australia
Year of publication: 2016
MoneyMinded Report 2015 (RMIT University)
Small business financial workshops (MoneyMinded Business Basics) designed by ANZ banking group (Australia) for potential or new micro-entrepreneurs in Papua-New Guinea.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education, Financial Capability
Country/Countries: Australia
Year of publication: 2016
Scotland’s credit unions: Investing in our future
A Scottish Government review of issues around payroll deduction schemes and junior saver schemes.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Financial Education, Financial Capability
Country/Countries: Scotland
Year of publication: 2016
Getting a fair deal? How to help vulnerable young people manage their money
This study, by Action for Children, considers what would help vulnerable young people manage their money. It involved qualitative workshops and a survey of vulnerable Children and Young People.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2015
Green paper: Saving us from ourselves
A green paper produced by the Open University Business School, focusing on how to make the general public more financially resilient and sets out their agenda to increase saving & investing.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning
Country/Countries: United Kingdom
Year of publication: 2015
A review of international evidence, demonstrating low levels of risk literacy, the consequences for long-term financial decision-making and implications for policymakers.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Financial Capability
Country/Countries: USA, Italy and other countries
Year of publication: 2015
The Money Charity’s 'money workshops for schools'
Five money workshops for students and pupils to improve financial knowledge, confidence and skills, delivered face-to-face in a classroom setting.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Capability, Financial Education, Credit Use and Debt, Saving, Budgeting and Keeping Track, Insurance and Protection
Country/Countries: England, Wales and Northern Ireland
Year of publication: 2015
Behavioural hurdles to financial capability in the UK
A review of the academic literature which identifies six key behavioural hurdles to financial capability and the challenges for UK financial education programmes in addressing them.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Financial Education, Budgeting and Keeping Track
Country/Countries: United Kingdom, USA and other various
Year of publication: 2015
National strategies for financial education: policy handbook
59 economies worldwide have implemented a national strategy for financial education. The report describes experiences of these countries and addresses challenges faced in implementing the strategies.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Financial Education
Country/Countries: International
Year of publication: 2015
Australian Securities and Investments Commission's 'Helping Our Kids Understand Finance'
An independent evaluation of ASIC’s teacher training programme, designed to build the financial literacy capabilities of primary and secondary school pupils in Australia.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Financial Education, Financial Capability
Country/Countries: Australia
Year of publication: 2014
It’s time to talk: young people and money regrets
Qualitative research commissioned by the Money Advice Service to explore how young adults might learn from the experiences and, in particular, the regrets of older peers.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2014
