‘Fun to finance’ workshops and Money Mentoring with women
A mixed-methods evaluation of the Many Sisters ‘Fun to finance’ practical lifestyle workshops and 1-2-1 Money Mentoring delivered online by Southern Housing Group to women tenants in East London
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving, Credit Use and Debt, Budgeting and Keeping Track, Financial Education, Financial Capability
Country/Countries: United Kingdom, England
Year of publication: 2021
A Cost-Benefit Evaluation of The Money House 5-Day Programme
A social cost-benefit analysis of MyBnk’s Money House 5-day programme, which delivers financial literacy education to young people aged 16-25 who live or are about to live independently in London.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt, Budgeting and Keeping Track, Financial Education, Financial Capability
Country/Countries: United Kingdom, England
Year of publication: 2020
Payroll Savings Schemes in Northern Ireland
Understanding credit union, employee, and employer experiences of two pilot payroll savings schemes in Northern Ireland shortly following their launc
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Saving
Country/Countries: Northern Ireland
Year of publication: 2022
Credit Counts and COVID-19: A rapid evidence review
A summary of recent evidence for the Money and Pensions Service on the impact of Covid-19 on levels of credit use among UK adults and especially the use of consumer credit for everyday essentials.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2022
UK Adult Financial Wellbeing Survey 2021 Gender Report
Analysis of the UK Adult Financial Wellbeing Survey 2021 by the Money and Pensions Service which compares measures of financial wellbeing between men and women in the UK in 2021.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2023
UK Adult Financial Wellbeing Survey 2021 Credit Counts Report
Analysis of the Adult Financial Wellbeing Survey 2021 by the Money and Pensions Service which explores credit use among UK adults in 2021, including for the Credit Counts Agenda for Change measure.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2022
UK Adult Financial Wellbeing Survey 2021: Mental Health Report
Analysis of the Money and Pensions Service’s Adult Financial Wellbeing Survey 2021 to explore groups affected by mental health problems and links to financial wellbeing in the UK.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Credit Use and Debt, Budgeting and Keeping Track, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2022
Measuring the long-term impacts of debt advice, 2021
Results from a two-year quantitative longitudinal pilot study by the Money and Pensions Service to understand in-depth the medium and long-term impacts of encouraged debt advice on clients in the UK.
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2022
UK Adult Financial Wellbeing Survey 2021 Nation of Savers Report
Analysis of the Money and Pensions Service’s 2021 Adult Financial Wellbeing Survey to explore the links between regular saving and financial wellbeing, especially among squeezed and struggling working-age adults in the UK.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving, Pensions and Retirement Planning, Budgeting and Keeping Track
Country/Countries: United Kingdom
Year of publication: 2022
Better Debt Advice and COVID-19
An overview of early evidence on the likely impacts of COVID-19 on debt advice need and provision in the UK, undertaken for the Money and Pensions Service.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2021
Fair for You’s Food Club and Shopping Card trials
Providing low-income shoppers with small-sum, not-for-profit credit solutions provided by Fair For You, in partnership with Iceland and supported by Nesta, Fair4All Finance and the Esmee Foundation
Information about the programme design and rationale
Evidence about Financial Capability outcomes for programme participants
Evidence that the Financial Capability outcomes were caused by the programme
Evidence about programme implementation, feasibility, and piloting
Evidence about relative costs and benefits of the programme
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2022
Falling behind to keep up: the credit safety net and problem debt
A report based on new quantitative research, into the extent to which credit is being used as a safety net by adults in the UK. It includes consideration of who uses such borrowing and why, and its impact.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2022
Informal borrowing and mental health problems research
Research into how informal borrowing affects people experiencing mental health problems and what can be done to help.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2018
Access to Debt Advice During Covid-19
A qualitative study of the effect the closure of in-person services during the pandemic had on the accessibility and delivery of debt advice in the UK.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2022
Why Adults Regularly Use Credit for Food and Bills: A Review
This review draws on research evidence from the last five years to consider why a substantial minority of households regularly use credit for essentials.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2020
Does borrowing behaviour influence financial wellbeing?
Standard Life Foundation commissioned the University of Bristol to conduct a rapid evidence review to understand people’s borrowing behaviour and how it impacts their financial wellbeing.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2019
An outstanding balance? Inequalities in the use – and burden – of consumer credit in the UK
This briefing note from Resolution Foundation explores changes in the use of consumer debt over the past decade and argues that policymakers should turn their attention to the spread of consumer debt, and specifically the extent to which low-to-middle income households are increasingly exposed.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2020
Help to Save Customer Experience Research
A mixed method research commissioned by HMRC to explore the experiences, saving behaviours, and profile of Help to Save account holders
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Saving
Country/Countries: United Kingdom
Year of publication: 2021
Financial wellbeing in the workplace: an evidence review
This review sought to explore what is known in the scientific literature about the impact of financial distress on workplace performance. It generated evidence-based insight and practical recommendations for addressing employee financial wellbeing in the workplace.
A comprehensive and replicable review of all relevant studies on a topic with a summary of findings
An indicative review of a sample of relevant studies on a topic with a summary of findings
Topics: Budgeting and Keeping Track, Financial Capability
Country/Countries: United Kingdom
Year of publication: 2021
Time to Act: A Field Experiment on Overdraft Alerts
As part of the high-cost credit review, the FCA wanted to understand the impact of automatically enrolling customers into just-in-time arranged overdraft alerts and early warning alerts for overdrafts and unpaid items.
Qualitative research is more exploratory, and uses a range of methods like interviews, focus groups and observation to gain a deeper understanding about specific issues - such as people’s experiences, behaviours and attitudes.
Quantitative research uses statistical or numerical analysis of survey data to answer questions about how much, how many, how often or to what extent particular characteristics are seen in a population. It is often used to look at changes over time and can identify relationships between characteristics like people’s attitudes and behaviours.
Topics: Credit Use and Debt
Country/Countries: United Kingdom
Year of publication: 2018
